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Chattel Mortgage Amortisation

Internal calculation tool

JSA Accounting Edcom Taxation — a division of JSA Accounting

Loan details enter what you know

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Some contracts date the balloon one period after the last instalment. Leave on Automatically to keep the usual behaviour.
Leave one of loan amount, term, rate or payment blank and it is worked out from the rest — calculated figures show in green, entered in blue. Payment excludes the account fee.
Payment schedule — contract worksheet (optional)
No. of paymentsAmount each
Enter the contract’s payment rows in sequence from the first payment date (e.g. 4 × 8,468.80, then 1 × 63,241.00, …). The last row is the residual / balloon. When this table is filled it drives everything: leave Interest rate blank to solve it from the schedule (like the lender’s “Calc Interest”), or enter a rate to amortise at it. It uses the Payments due timing above (Advance by default, matching lender contract worksheets).

Outcome

Enter the loan details and select Calculate schedule.

Amortisation schedule

No schedule yet.
JSA Accounting & Taxation Pty Ltd Reynella & Hindmarsh, South Australia Internal use only — not a quote or financial advice